HAFA Short Sale Qualification Form

Click Here to see if you are eligible for a Home Affordable Loan Modification.

Answer the questions below to see if you are eligible for a HAFA Short Sale. If you have a Fannie Mae or Freddie Mac loan or your loan is serviced by a participating bank, and you answer yes to all questions below, you may qualify. See useful links to the right to look up your loan, or we will do it for you ----->>>

Is your home your primary residence?

Yes No

Is the amount you owe on your first mortgage equal to or less than $729,750?

Yes No

Are you having trouble paying your mortgage?
For example, have you had a significant increase in your mortgage payment OR reduction in your income since you got your current loan OR have you suffered a hardship that has increased your expenses (like medical bills)?

Yes No

Did you get your current mortgage before January 1, 2009?

Yes No

Is your payment on your first mortgage (including principal, interest, taxes, insurance and homeowner's association dues, if applicable) more than 31% of your current gross income?
Note: if you are uncertain, click here to determine

Yes No

If you answered YES to all of the questions above, you may qualify for a HAFA Short Sale.

By filling in the form below, you will be taking an important step to get additional help and information.

To qualify, you will generally need to show that you have a legitimate hardship that makes it impossible or very difficult to continue to make your mortgage payments on an ongoing basis.

This site can help you determine if you are eligible for a short sale, but only the servicer of your loan can tell you if you qualify for sure. There is no guarantee your short sale will be successful.