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this is the official website of 'the' Wayne County Short Sale Team We are "your" Wayne County Short Sale Specialists - Team Leader - Roy Wysack We are proud to be affiliated with County Short Sale Team, LLC, founders of Line504.com® the premier Loss Mitigation Data Base Management Software Program. Attention Short Sale Listing Agents and Loss Mitigation Companies - Click the link for free Short Sale Software trial
Important Short Sale news for Bank of America Borrowers - You could receive $2500 to $30,000 in relocation assistance! Call me now for details and to see if you qualify - Roy Wysack 734.629.7222
Get a FREE one-on-one consultation with our Short Sale Attorney and put your mind at ease. If you are reading this page, you are not alone! If you are facing foreclosure in Michigan, or having a hard time making your mortgage payments, we have information you need now! If you qualify, we will be able to discuss your situation with your lender and possibly negotiate an alternative to foreclosure on your behalf through a loan modification or 'SHORT SALE'. A Short Sale is your best option if you have to move, or cannot afford to live in your home any longer. And, a Short Sale is usually the preferred option of lenders compared to a foreclosure. If you are upside down in your mortgage, and you have a legitimate hardship preventing you from paying your mortgage, you may qualify for a Short Sale, and you may be able to become fully released from future liability of your mortgage debt. CLICK HERE now and ask Roy about the 'Holy Grail' of the Short Sale. This is what you need to get out from under your mortgage debt. Delay is the deadliest form of denial. C. Northcote Parkinson (English Historian and Writer 1909-1993)
Don't delay any longer, call Roy now at 734.629.7222 or e-mail to get started! Understand your options - Free Consultation - Understand your rights
A Short Sale will do less damage to your credit than a foreclosure when you have a cooperating lender. This will enable you to recover from your current problems faster and get a second chance sooner. Call 734.629.7222 to explore Short Sale options. Of course our discussion will be confidential, and there will be no obligation. You may be able to avoid foreclosure and walk away from your mortgage with no costs to you, because in a Short Sale the lender pays real estate commissions (*) and other closing costs.
(*) Please note that minimum commissions apply to short sales. Call for details.
Click Here to see where you are on the Michigan Foreclosure Timeline, then contact me today to start on a positive path of recovery and a second chance. It only takes a few minutes to see if you are a potential candidate for a Short Sale.
- See Sample Short Sale Listings - Get a Market Snapshot of your Home
Alternatives to Foreclosure Your lender may be willing to work out an alternative to foreclosure that may help you save your home, or at least to prevent a foreclosure from ruining your credit.
SOME ALTERNATIVES INCLUDE:
1. Repayment Plan: Your lender may give you a fixed amount of time to repay the amount you are behind, plus any late fees, by adding a portion to your regular monthly payment. This is a good option if you only missed a few payments.
2. Forbearance: Your lender may agree to suspend your payments for a period of time. At the end of this time, you will resume your regular monthly payments, and you may be required to either make one lump sum payment or additional partial payments. This may be a good option if you have a temporary reduction in income.
3. Loan Modification: Your lender may agree to reduce your interest rate, extend the term of the loan, or add missed payments to the loan balance.
4. Selling Your Home: Depending on the strength of the housing market in your area, selling may provide funds needed to pay the mortgage debt in full. In a “Short Sale,” the lender allows you to sell and agrees to forgive any shortfall between the sale price and the mortgage balance. A Short Sale will be less damaging to your credit than a foreclosure.
5. Deed in Lieu of Foreclosure: You voluntarily transfer title to the lender in exchange for cancellation of the remainder of your debt, but you will lose any equity in the home and may have to pay taxes on the debt forgiven. A sale or a deed in lieu of foreclosure may be a better alternative than a foreclosure adversely affecting your credit.
MARS (Mortgage Assistance Relief Services) DISCLOSURES: Realtors on the Wayne County Short Sale Team, and the County Short Sale Team, LLC are considered to be "Loss Mitigation Companies" by the Federal Trade Commission, and as such, are therefore required by federal law to make the following three disclosures: 1. You may stop doing business with us at any time. You may accept or reject the offer of mortgage assistance we obtain from your lender [or servicer]. If you reject the offer, you do not have to pay us.
2. County Short Sale Team, LLC is not associated with the government, and our service is not approved by the government or your lender.
3. Even if you accept this offer and use our service, your lender may not agree to change your loan. If you stop paying your mortgage, you could lose your home and damage your credit rating.
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Roy Wysack - Associate Broker, ABR, e-PRO, SFR, Realtor Wayne County Short Sale Team Keller Williams Realty, Plymouth Market Center 40600 Ann Arbor Rd., Suite 100 Plymouth, MI 48170 phone: 734.629.7222 FAX: 888.807.7832 E-mail: roy@ask4roy.com |
